INTEREST RATES
Lombard Loan rates
| Currency | Benchmark rate Oct 1, 2026 | Effective rate (BM rate +1.95%) |
|---|---|---|
 EUR | 2.308% | 4.258% |
 USD | 3.747% | 5.697% |
 GBP | 3.736% | 5.686% |
| Currency | Benchmark rate Oct 1, 2026 | Effective rate (BM rate +2.15%) |
|---|---|---|
 CAD | 2.284% | 4.434% |
 CHF | 0% | 2.15% |
 SEK | 1.882% | 4.032% |
| Currency | Benchmark rate Oct 1, 2026 | Effective rate (BM rate +4.99%) |
|---|---|---|
 DKK | 2.424% | 7.414% |
 NOK | 4.495% | 9.485% |
 HUF | 5.5% | 10.49% |
 PLN | 3.675% | 8.665% |
 ILS | 3.255% | 8.245% |
 AED | 3.94% | 8.93% |
 SGD | 1.268% | 6.258% |
 HKD | 2.905% | 7.895% |
 AUD | 4.408% | 9.398% |
 NZD | 2.964% | 7.954% |
 JPY | 1.013% | 6.003% |
| Currency | Benchmark rate Oct 1, 2026 | Effective rate (BM rate +12.99%) |
|---|---|---|
 TRY | 36.825% | 49.815% |
 MXN | 6.772% | 19.762% |
 THB | 1.05% | 14.04% |
 ZAR | 6.937% | 19.927% |
Benchmark rate = monthly average of one-month market indices: ESTR1Month (EUR), SOFR1Month (USD), SARON1Month (CHF), BBSW1Month (AUD), CDOR1Month (CAD), SONIA1Month (GBP), JIBA1Month (ZAR), STIB1Month (SEK), NIBOR1Month (NOK), CIBO01Month (DKK), TONA1Month (JPY), HIHD01Month (HDK), BOFX1Month (THB), TELEBOR01Month (ILS), WIBO1Month (PLN), IN001Month (INR), SORACA1Month (SGD), BUBOR01Month (HUF), NDBB1Month (NZD), TRLIB1Month (TRY), SEDA1MRE (ISK), JIIN1Month (IDR), MXIBTIIE (MXN), BZDIOVRA (BRL), BUBR1Month (RON), EIBO1Month (AED), SHIF1Month (CNH). Debit interest will be charged quarterly in arrears. In case of negative reference interest rates, a calculation basis of 0% is used.
NEW - Fixed Term Deposits
EUR Term Deposit Rates | |||||
|---|---|---|---|---|---|
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |
| 100'000 - 250'000 | 1.00% | 1.25% | 1.59% | 1.96% | 2.18% |
| 250'000 - 1M | 1.13% | 1.38% | 1.72% | 2.10% | 2.32% |
| Over 1M | 1.25% | 1.50% | 1.99% | 2.24% | 2.47% |
USD Term Deposit Rates | |||||
|---|---|---|---|---|---|
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |
| 100'000 - 250'000 | 2.09% | 2.57% | 2.87% | 3.40% | 3.52% |
| 250'000 - 1M | 2.28% | 2.77% | 3.08% | 3.61% | 3.74% |
| Over 1M | 2.47% | 2.96% | 3.28% | 3.61% | 3.96% |
GBP Term Deposit Rates | |||||
|---|---|---|---|---|---|
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |
| 100'000 - 250'000 | 2.06% | 2.50% | 2.80% | 3.36% | 3.48% |
| 250'000 - 1M | 2.25% | 2.70% | 3.00% | 3.57% | 3.70% |
| Over 1M | 2.44% | 2.89% | 3.20% | 3.57% | 3.92% |
Indicative Rates as of 1 October 2026. Please contact us for the latest rates and to confirm your deposit details.
Overdraft rates
Currency | Interest rate |
|---|---|
All Currencies | Benchmark rate + 12.99% |
Interest will be charged on debit balances in each sub currency-account. Debit interest will be accrued daily and will be charged to your account on a quarterly basis. Clients are responsible for the management of the different sub currency-account balances.
Benchmark rate = monthly average of one-month market indices: ESTR1Month (EUR), SOFR1Month (USD), SFSNTA1Month (CHF), BBSW1Month (AUD), CDSOA1Month (CAD), SONIA1Month (GBP), JIBA1Month (ZAR), STIB1Month (SEK), NIBOR1Month (NOK), CIBO01Month (DKK), TONA1Month (JPY), HIHD01Month (HDK), BOFX1Month (THB), TELEBOR01Month (ILS), WIBO1Month (PLN), IN001Month (INR), SORACA1Month (SGD), BUBOR01Month (HUF), NDBB1Month (NZD), BISTTREF1Month (TRY), SEDA1MRE (ISK), JIIN1Month (IDR), MXIBTIIE (MXN), BZDIOVRA (BRL), BUBR1Month (RON), EIBO1Month (AED), SHIF1Month (CNH). Debit interest will be charged quarterly in arrears. In case of negative reference interest rates, a calculation basis of 0% is used.
