Beware of ongoing fraud campaigns to steal your login details or access your account. Never share personal information or install any access software. Tips & tools to prevent phishing.

Lombard loan

Cash in, don’t cash out

With a Lombard loan, you can obtain a loan backed by your securities–at 0% for 6 months, for a limited time*.

* Offer valid for any new Lombard loan in CHF from 1 October 2026 (00:00 CET) to 31 December 2026 (23:59 CET), with a 0% rate applied from 1 October 2026 to 31 March 2027.

Main benefits

Lombard-Loan
Interest
Controlled costs

Pay only on the funds you use, at advantageous rates, with an initial rate of 0%*

*0% rate valid from 1 October 2026 to 31 March 2027, subject to conditions.

A male user checking his phone
Available
Immediate liquidity

Apply online (on desktop or app) and receive your funds in less than an hour.

 

Multi currencies
Multi-currency
Your choice of currency

Select the currency that suits you: CHF, EUR, USD… and many more.

 

Accessible
No minimum required

Gain access to credit as soon as you hold eligible securities, with no minimum threshold.

Lombard Loan - Accessible

Interest rates

Fair and transparent interest rates: calculated daily on borrowed funds, charged annually.

CurrencyLombard loan interest rate (%)
Swiss Franc
3.000
Euro
5.308
US Dollar
6.747
Pound Sterling
6.986
Yen (Japan)
4.263
Australian Dollar
8.408
Canadian Dollar
6.284
New Zealand Dollar
6.964
Swedish Krona
6.882
Danish Krone
7.424
Norwegian Krone
9.495
Rand (Lesotho, Namibia, South Africa)
11.937
Singapore Dollar
6.268
Turkish Lira
44.825
Baht (Thailand)
9.050
Czechoslovak Koruna
11.803
Forint (Hungary)
13.500
Indian Rupee (Bhutan, India)
13.915
Hong Kong Dollar
10.905
Israeli Shekel
11.255
Russian Ruble
22.035
Zloty (Poland)
11.675
Mexican Peso
14.772
Iceland Krona (Iceland)
16.213
Rupiah (Indonesia)
14.023
Brazilian Real
21.788
Romanian Leu
13.633
Emirati Dirham
8.940
Offshore Renminbi
6.421
New Taiwan Dollar
9.604

Application

Online application

Obtain your loan in one hour

  1. Click on the arrow next to "Potential increase of your buying power" in your account overview
  2. Click on "Apply for a Lombard loan"
  3. Follow the detailed instructions
screenshot of platform

Via the app

Via the Swissquote mobile application

  1. Log in to your account
  2. Go to the Home section and tap on "Buying Power"

    *Please note that your account must be active for this option to be available.

  3. Sign the Lombard loan contract with a single click
screenshot of application

Standard application

  1. Download, print and sign the application form
    Collateralised loan agreement
     
  2. Send the form by mail to:
    Swissquote Bank Ltd
    Central Data
    Ch. de la Crétaux 33
    CH - 1196 Gland
    Switzerland
    Upon receipt of the document, your Lombard loan application will be examined by our Trading Department. If you are granted a Lombard loan, the initial limit will be indicated in your account.
3D mailbox

You can easily access a loan through one of the three available methods.

Master the essentials, unleash potential

A deep dive into Lombard loans, guided by our experts.

Make way for opportunities

Lombard loans present a real advantage as the markets bounce back.

Opportunities Lombard Loan
Get the full picture

A Lombard loan is a secured loan backed by your financial assets, referred to as “collateral”.

Lombard Loan

Know your risks

Switzerland

Designed with passion in Switzerland

Be aware of the risk

Trading leveraged products on the Forex platform, such as foreign exchange, spot precious metals and Contracts for Difference (CFDs), involves significant risk of loss due to the leverage and may not be suitable for all investors. Prior to opening an account with Swissquote, consider your level of experience, investment objectives, assets, income and risk appetite. Losses are in theory unlimited and you may be required to make additional payments if your account balance falls below the required margin level and therefore you should not speculate, invest or hedge with capital you cannot afford to lose, that is borrowed or urgently needed or necessary for personal or family subsistence. Over the past 12 months, 68.22% of retail investors have either lost money when trading CFDs, experienced a total loss of their margin at the closing of their position or ended up with a negative balance after closing their position. You should be aware of all the risks associated with foreign exchange trading and seek advice from an independent financial adviser if you have any doubts. For more details, including information on the leverage effect, how margins work, and counterparty and market risks, please refer to our Forex and CFD Risk Disclosure. The content of this website represents advertising material and has not been submitted to nor approved by any supervisory authority.

AI-generated content

Some of the visual content on our website has been generated and/or enhanced using artificial intelligence (AI) applications. However, all content undergoes thorough human review and approval to ensure its accuracy, relevance, and compliance with the needs of our users and clients.